Going through a divorce can often raise feelings of uncertainty. One common issue parents wonder about is how they will handle any medical expenses the child needs, including health insurance coverage, out-of-pocket expenses, prescriptions, and necessary medical equipment. If this reflects your circumstances, you’ll want to keep reading to learn more about how New Jersey courts handle these matters and why it’s in your best interest to connect with a Somerset County child support attorney for assistance during these challenging times.
Are Medical Expenses Included in Child Support Payments?
In general, the child support payments made to the custodial parent will include the cost of medical care. However, it’s important to understand that the support award you are granted will be used to cover the first $250 worth of out-of-pocket medical expenses per year. This can include any co-pays or uninsured medical costs.
If your child’s medical care and costs exceed $250 annually, you and the other parent may be able to reach an agreement on how to split these costs. If you cannot agree, the court can issue an order regarding this matter.
How Is Health Insurance Determined?
When two parents divorce, it’s important to understand that determining which party is responsible for providing health insurance for the child is a critical part of the parenting plan you will establish. Generally, it’s in your best interest to choose whichever parent has a more comprehensive insurance plan to ensure the child can receive all the care they need.
However, if both plans offer similar benefits but one parent’s plan is cheaper, the courts may advise you to go with that plan. Regardless, it’s important to understand the court’s priority is providing the child with the best plan possible.
If you and your ex cannot agree on whose plan the child will be on, the courts will decide.
What Should I Do if I Need Help?
Child support is often a contentious matter for many divorced parents, so connecting with an attorney is in your best interest if you need assistance. Unfortunately, going through a divorce can be emotional, and may lead many to have clouded judgment. As such, working with an attorney can help ensure your child gets the best care they need.
Additionally, if you need assistance modifying or altering your child support order, having an attorney on your side is critical. Unfortunately, petitioning the court to change your agreement can be complex, so it’s in your best interest to have an attorney help you through these times.
When you need help during these times, the Siragusa Law Firm can help. We understand how challenging these matters can be, which is why our dedicated team is committed to guiding you through this process to fight for the best outcome for your child. Connect with us today to discuss your circumstances in further detail and learn how we can help.
