What is the difference between SSDI and SSI?

One of the most common questions people have when they become disabled is what types of assistance they are able to receive. It is understandably a stressful situation to be unable to work, have mounting medical bills, and have to adapt to life after becoming disabled. Since you have contributed your entire life to the Social Security system, it should be there to help you when you need it most.

The Similarities

The one thing that is necessary to qualify for either Social Security Disability Insurance and Supplemental Security Income is that the individual must be disabled. Both of these programs aim to assist disabled persons but the differences lie in the ways a person is eligible and what types of benefits received.

The Differences

Social Security Disability Insurance is similar to obtaining retirement benefits from the Social Security system. You work for much of your life and the system is here to help if you can’t work anymore. Only individuals who have a medical condition that is expected to last for at least a year and who have worked for a certain amount of time are eligible for SSD. For example, if you became disabled at age 35, you will have to have worked for at least 5 of the last 10 years in order to qualify for SSDI.

To qualify for Supplemental Security Income, you can either be disabled, blind, or above the age of 65. SSI is more based upon your income rather than your work history. So, if your personal property is valued at $2,000 or less for an individual, you may be eligible. You must also have a limited income.

If you are unsure of what disability benefits you may be eligible for, contact an experienced attorney who can guide you through the process.

If you require experienced legal representation for a matter of Social Security Disability, Supplemental Security Insurance, Personal Injury, Medical Malpractice, or Legal Malpractice, Siragusa Law Firm is here to help. Contact our firm today to schedule a consultation so we can discuss your case.